Speeding Fine Calculator UK

To help drivers understand the potential costs of speeding we’ve created this Speeding Fine Calculator UK.

Speeding is a major traffic offense in the United Kingdom, and violators can face substantial fines and penalties. The consequences of speeding depend on several factors, including the speed at which the driver was traveling and the specific speed limit for that road.

In the England, speeding fines are typically calculated based on a percentage of the offender’s weekly income, up to a certain maximum fine. The specific percentage and maximum fine depend on the severity of the offense, determined by the amount by which the driver exceeded the speed limit.

Speeding Fine Calculator UK

How much is a speeding fine uk? Let’s consider a few examples to illustrate how speeding fines are calculated.

Example 1: Minor Speeding Offense

  • Speed Limit: 30 mph
  • Recorded Speed: 35 mph
  • Band: Band A
  • Penalty: Fixed penalty notice of £100 and 3 penalty points

Example 2: Moderate Speeding Offense

  • Speed Limit: 60 mph
  • Recorded Speed: 75 mph
  • Band: Band C
  • Weekly Income: £500
  • Penalty: Fine of 25% to 75% of weekly income (£125 to £375), plus 3 to 6 penalty points

Assuming a fine of 50% of weekly income: Fine = £500 x 0.5 = £250

Example 3: Severe Speeding Offense

  • Speed Limit: 30 mph
  • Recorded Speed: 55 mph
  • Band: Band E
  • Weekly Income: £800
  • Penalty: Fine of 125% to 175% of weekly income (£1,000 to £1,400), plus 6 penalty points

Assuming a fine of 150% of weekly income: Fine = £800 x 1.5 = £1,200

For minor speeding offenses, where the driver exceeded the speed limit by less than the “Band C” threshold (more on bands later), the fine is usually a fixed penalty notice of £100, along with three penalty points on the driver’s license.

For more serious speeding offenses, falling within the “Band C” range or higher, the fine is calculated as a percentage of the offender’s weekly income, typically ranging from 25% to 175% of their weekly income, depending on the band.

The Speeding Fine Bands

The UK has a system of bands that categorize the severity of speeding offenses based on the amount by which the driver exceeded the speed limit. These bands are as follows:

  • Band A: Applies when the driver exceeded the speed limit by less than 10% plus 9 mph (e.g., 35 mph in a 30 mph zone).
  • Band B: Applies when the driver exceeded the speed limit by 10% plus 9 mph or more (e.g., 36 mph in a 30 mph zone).
  • Band C: Applies when the driver exceeded the speed limit by 10% plus 10 mph or more (e.g., 40 mph in a 30 mph zone). This band typically results in a fine ranging from 25% to 75% of the offender’s weekly income.
  • Band D: Applies when the driver exceeded the speed limit by 10% plus 15 mph or more (e.g., 45 mph in a 30 mph zone). This band typically results in a fine ranging from 75% to 125% of the offender’s weekly income.
  • Band E: Applies when the driver exceeded the speed limit by 10% plus 20 mph or more (e.g., 50 mph in a 30 mph zone). This band typically results in a fine ranging from 125% to 175% of the offender’s weekly income.

In addition to fines, speeding offenses can also result in penalty points on the driver’s license, with the number of points increasing as the offense becomes more severe. If a driver accumulates 12 or more penalty points within three years, they may face a disqualification from driving.

Maximum fine for speeding Chart

Here is a chart showing the speeding fine bands and corresponding penalties in the UK:

BandSpeed Over LimitFinePenalty Points
ALess than 10% + 9 mph£100 fixed penalty3 points
B10% + 9 mph or more£100 fixed penalty4-6 points or 7-28 day ban
C10% + 10 mph or more25-75% of weekly income4-6 points or 7-56 day ban
D10% + 15 mph or more75-125% of weekly income6-8 points or 7-56 day ban
E10% + 20 mph or more125-175% of weekly income6-8 points or 7-56 day ban

A few key points about this speeding fines chart:

  • Band A is considered a minor offense with just a £100 fixed penalty and 3 points.
  • Bands B-E are more serious with escalating fines calculated as a percentage of weekly income.
  • The higher bands also have higher penalty points and the possibility of short driving bans.
  • Fines are capped at £1,000 (£2,500 if on a motorway).
  • For very excessive speeding (e.g. 50%+ over limit), it can result in a court summons rather than a fixed penalty.

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